Parents of Juniors
The college planning process is purposefully confusing. Colleges don’t want to give away financial aid. Financial institutions make money from student loans.
It’s up to you to become your own expert.

1
IT'S JUNIOR YEAR
College is a pivotal milestone in your child’s future. The college they choose will define their future earning potential and determine how much debt they will have when they graduate.
Our goal is to guide you through your child’s junior year to help you make educated decisions when planning for college and ultimately allow your child to graduate with the least amount of debt possible.
Follow our timeline below for a step-by-step guide to what you must pay attention to during your child’s junior year of high school.
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2

MARCH - JUNE (3/01 – 6/01)
During March and June of your child’s junior year of high school, you must understand how college financial aid works, the sources of financial aid, how financial aid is determined, and the myths and realities surrounding financial aid.
Understanding college financial aid will allow your child to graduate with the least debt possible.
We’ve created free go-at-your-own-pace courses to help busy, hardworking parents like yourself feel entirely confident in their decision, so you know you did everything in your power to help your child plan for their future.
What you’ll learn in our Free Virtual Counselor online courses:

Sources of Financial Aid

How is Financial Aid Eligibility Determined

College Financial Aid Terms

Financial Aid Myths vs. Reality

Parent Income vs. Student Income

Student Income allowance

Asset Breakdown
Visit the “Learn More” button to understand college financial aid better.

3
JUNE – SEPTEMBER (6/01 – 9/01)
Before your child starts their senior year of high school, you must fully understand the college financial aid equation breakdown. You will also want to know how to compare public colleges vs. private colleges; it’s not as easy as comparing apples to apples.
There are various factors you’ll need to calculate into your decision for college: EFC (expected family contribution) and your asset breakdown will be two huge components of this equation.
What you’ll learn in our Free Virtual Counselor online courses:
Detailed Breakdown of The College Financial Aid Equation
Public (State Schools) vs. Private Colleges
How to create your FSA ID and Collegeboard Login
How to fill out the FAFSA
Collegeboard.org
Visit the “Learn More” button to access our Free Online College Planning Community.


Junior parents
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